For the vast majority of people their home will be biggest financial commitment that they will ever make.
In this post credit crunch world, lenders criteria vary enormously – where one lender may say no, another lender would happily lend. It is more important than ever to obtain the right advice.
Arranging a mortgage is one of the most important decisions of your life. Not every mortgage is the same however.
Most mortgage lenders hide fees in many ways and homeowners who have not taken mortgage advice could easily find themselves paying thousands more by being locked into excessive mortgage penalties.
The only way to ensure that you find the deal that is best for you is to talk to a professional who has access to every lender. Most advisers cannot do this.
Our expertise at your disposal
Our mortgage advisers have access to the whole market combined with direct access to the lenders underwriters and decision makers (for the more complex scenarios) will allow them to advise you on the correct mortgage in a speedy and efficient manner – getting it right first time.
We receive numerous calls from new clients who have paid large advice fees, are dissatisfied with the speed of service or incorrect placement of their initial mortgage by a previous mortgage adviser due to their lack of knowledge and expertise in lender criteria which ultimately ends up wasting your time and money.
A broker service for the lifetime of your mortgage
Once you have dealt with and feel comfortable with the professional service that your mortgage adviser offers, what could be easier over the lifetime of your mortgage than dealing with that broker again? Your adviser will hold all the information regarding your mortgage application and when your current deal is about to expire they will have all the facts at hand to offer you a new and competitive product within minutes. Compare this to walking into every high street bank, spending hours at a time repeating all your personal information only to be offered what we can do in one call.
We work for you – not the lender
When you place your mortgage business with your new mortgage broker you can sit back and relax in the knowledge that they will be working 100% for you – not the lender. They will always source and recommend the product and Mortgage Lender best for you – not for them.
Working for you – not the lender also means that they will fight hard (and they do!) with the lender to get your application through to completion as soon as possible. Being a mortgage client ensures that you, get the level of service you deserve.
Location, Location, Location
Our advisers have offices in Southampton, Fareham, Southsea , Denmead, Clanfield , Havant, Waterlooville and Chichester. Meetings can take place at your home or in our offices.