Lenders will certainly offer mortgages to self-employed borrowers and at exactly the same rates as they would employed customers.
You will need to show a track record of your income and that means providing as much as 3 years of accounts or self assessment figures (SA302), although many lenders will consider two years.
That makes life difficult for those that have only recently gone self employed and have yet to build a sufficient track record. However there are some lenders that can consider as little as one year of accounts, especially if backed by a good credit score and a large deposit.
It’s therefore worth looking at what proof of income you do have and seeking advice to see what the options might be, and have a look at our testimonials to see how we have helped self employed clients in the past.
Whatever you decide why not take a look at our mortgage calculators to see how much you might be able to borrow and what the potentials costs of a mortgage might be.