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Buy to let investors

Despite the changes to the way buy-to-let investments are taxed, investing in property is still a popular way of planning for your financial future.

If you are planning to invest in property by purchasing your first, or indeed an additional, buy-to-let property, there are many things you need to consider before choosing a mortgage.

  • Should you take an Interest Only or Capital Repayment mortgage?
  • Should the interest rate be fixed, or variable?
  • Is it more economical to choose a mortgage product with a higher arrangement fee so you get a lower interest rate?
  • What type of valuation should you choose?

You may already have buy-to-let mortgages which have not been reviewed for some time. This may mean the interest rate you are paying is uncompetitive and could therefore be reduced by remortgaging.

You may also wish to consider a remortgage to raise additional capital, which you can then use to buy additional properties.

Finally, with the changes to buy-to-let taxation starting from April 2017, you may also wish to consider how your portfolio could be changed to minimise the tax you will pay.

Why choose us as your mortgage adviser?

We won’t just sell you a mortgage, we will take time to understand your circumstances and objectives, and then make a suitable recommendation.

That recommendation will be made by a knowledgeable adviser with many years’ experience of the buy-to-let market.

All our advisers are independent, which means they work for you, and not a bank or building society. They can recommend mortgage products from beyond the mainstream lenders on the high street, passing significant benefits on to you.

Get in touch

Our mortgage advisers are here, and ready to help you find the right mortgage, to buy your investment property.

Call us on 0800 612 8099 or drop an email to and we’ll be in touch.