Taking out a mortgage is a stressful experience and when you’re a contractor there are even more processes and steps to think about.
Without a fixed income, some mortgage lenders may be reluctant to approve your application, but there are still options available. Taking the right steps beforehand is important, we can help you create an improved position by:
- Helping you to understand the homebuying process
- Preparing the right paperwork to support your application
- Identifying lenders that work with contractors
- The pros and cons of different mortgage options with your income in mind
- Finding mortgage providers that will offer you competitive interest rates
We know that trying to fit mortgage appointments in with a busy lifestyle is challenging. Our 360-office management system allows you to fill in your initial fact find and more online. It means if you’re not able to make it to the office, your homebuying journey can continue to move forward.
Learn more about contractor mortgages by downloading our guide.
Read a case study here.
Why choose us as your mortgage adviser?
We are independent mortgage advisers. This means we have access to the whole of the intermediary market, including lenders that don’t have a presence on the high street and some you may never have heard of. Some of these providers specialise in working with contractors, improving your chances of securing a mortgage that’s right for you.
Our recommendations and tailored support will be based on years of experience working with homebuyers that don’t have a fixed income. As your mortgage adviser, we begin by taking the time to understand your objectives and circumstances, putting us in a position to recommend the right options for you.
Get in touch
Our mortgage advisers are here to help you secure the right mortgage for you, with your contractor status in mind.
Call us on 0800 612 8099 or fill in our form and we’ll be in touch.