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First time buyers

Buying your first home can be daunting, but rest assured we will walk you through the process, holding your hand every step of the way.

We always recommend that first time buyers meet with us before starting to look for a house. That way we can put you in a more informed position, explaining to you:

  • The whole homebuying process; what happens and when
  • How much you can borrow
  • The amount of deposit you will need
  • The other fees you will have to pay
  • The pros and cons of the different mortgage options
  • How much your mortgage repayments will be
  • Which insurances you will need and the cost

We will also arrange for a Decision in Principle (DIP) to be completed. This will show estate agents and vendors that you are able to buy a property and that your mortgage application has already been accepted.

Having a Decision in Principle will also put you in a far stronger position when it comes to negotiating to buy your first home.

Once you have agreed the purchase price, we can then complete the mortgage application, recommend a solicitor if you don’t already have one, and move the purchase towards completion and the day you pick up the keys for your new home.

Why choose us as your mortgage adviser?

We are independent mortgage advisers, that means we have access to the whole of the intermediary market and can recommend lenders not on the high street, perhaps even some you have never heard of.

We have decades of experience under our belts too, helping walk first-time buyers through the home buying process.

Local to you, we will work hard on your behalf to help you buy your first home, holding your hand every step of the way.

Get in touch

Our mortgage advisers are here and ready to help you buy your first home.

Call us on 0800 612 8099 or drop an email to info@choicemortgagesolutions.com and we’ll be in touch.